Terms of use
These terms are the agreement between you and the person who runs 366.money. By creating an account or using the app, you accept them. Last updated 25 October 2026.
What 366.money is
366.money is an app for recording your own expenses, income, transfers and balances. It is an independent project run by one private person. It is not a bank, does not hold or move money, and is not a licensed financial service. Nothing in the app is financial, tax or investment advice.
Your account
- You must be at least 16 years old. By signing up you confirm that you are. If it turns out you are younger, the account is deleted.
- Sign up with an email address that is yours and that you can read. One account per person.
- Addresses on .ru, .su, .by and .рф cannot be used to sign up.
- Keep your password and screen-lock PIN to yourself. You are responsible for what is done in your account. If you think someone else has got in, change your password — that signs out every other device — and write to the address below.
Your data
What you record stays yours. What 366.money stores, who else sees it, how long it is kept and how to have it erased is described on Your data, and that page is part of these terms.
Your content and what is not allowed
Everything you type in yourself — the names of assets and categories, notes on operations, your name — is your content, and you are responsible for it. 366.money does not check it and is not responsible for what it says.
Do not put any of the following into the app:
- links to malware, phishing pages or scam sites;
- code meant to harm the service or other people: SQL injection, script injection (XSS), commands for the server or any other attempt at an attack;
- illegal material or links to it, including child sexual abuse material, calls for terrorism or violence, and offers of weapons, drugs or trafficking in people;
- material that infringes someone else's copyright or trademark;
- other people's personal data without their consent — addresses, phone numbers, document numbers, other people's card numbers;
- insults, threats or hate speech;
- advertising or spam;
- records that help launder money, get around sanctions or commit other financial crimes.
Using the service
You may not:
- break into the service, look for weak spots in it and use them, or get around its limits;
- guess other people's passwords or PINs, or sign in to accounts that are not yours;
- create accounts in bulk or sign up with someone else's address;
- download data with automated tools, call the API other than through the app, or put artificial load on the service;
- pretend to be someone else or to be 366.money;
- resell access to the service or hand your account to other people.
If you find a security flaw by accident and report it to the address below without using it, that is welcome and is not a breach of these terms.
Connecting a bank
If you connect monobank, 366.money reads your cards and statements with the token you give it; the token cannot move money. The app shows what the bank sends. Mistakes, delays or gaps on the bank's side are not 366.money's responsibility, and the bank's own terms still apply between you and the bank. You can disconnect at any time.
Exchange rates and calculations
Exchange rates, net worth, the reserve in months, charts and other figures are estimates for your own reference. They may be out of date or wrong. Check anything important elsewhere before you rely on it.
Price
366.money is free today. Paid features may appear later. Before they do, these terms will describe the price and how payment works, and you will never be charged without choosing to pay.
No guarantees
The service is provided as it is. It is looked after carefully, but there is no promise that it will always be available, free of errors or that nothing will ever be lost. As far as the law allows, 366.money is not liable for losses that come from using the app or from being unable to use it, including decisions you make based on its figures. Nothing here limits liability that the law does not allow to be limited.
Closing an account
To delete your account, write from the address it uses, as described in Your data. Your user and every record attached to it will be erased.
If these terms are broken, the content concerned may be removed and the account suspended or closed, without warning. Anything illegal may be reported to the police or other authorities. If 366.money is ever shut down, users will be told by email in advance.
Changes to these terms
When the terms change, this page changes and the date at the top is updated. Significant changes are also announced by email. If you keep using the app after a change, you accept the new terms; if you do not, you can have your account deleted.
Law and contact
- Provided by
- Anton Blagoveshchenskiy, a private individual
- Law
- The law of Ukraine. Disputes go to the courts of Ukraine.
- Contact
- anton.blagoveshchenskiy@gmail.com
If the consumer protection law of the country you live in gives you more rights than these terms, those rights still apply.